Buying guides

Tired of renting and struggling to save for a deposit? Shared Ownership could be the answer, with deposits starting from just 5% of the share you’re buying. In this handy guide, we’ll explain what the scheme is, if you’re eligible and how it works, including buying and selling more of your home.

Download Your Guide to Shared Ownership

Check out our new policy documents below relating to buying a Shared Ownership home. Please note these policies came into effect on 1 August 2024.

Download Buying a Home With Adverse Credit Policy

Download Buying a Shared Ownership Home for Cash Buyers Policy

Download Shared Ownership First-Come, First-Served Policy

Download Basics of Surplus Income Policy

Unsure of what to expect from buying your first home? Or new to Shared Ownership and looking for a breakdown of what happens next? This handy guide sets out the buying process in six simple steps, and even covers what to expect from your Solicitor.

Download guide

Once you’re a shared owner, we know you’ll want to start making your home your own. You may also need to make changes to your mortgage, or even let us know about changes to your income. From redecorating to remortgaging, this guide is a great place to start!

Download guide

You can buy more shares in your home when you’re ready. We call this staircasing. The more shares you own, the less rent you pay. This handy guide breaks down all the steps and costs involved.

Download guide

Download 1% staircasing guide

Download application form

Bought a Shared Ownership home? And looking to remortgage or borrow more? You’ve come to the right place. Find out more in our handy guides.

Download guide

In this handy guide, we've broken it down into four simple steps. You'll also find out what happens once you've found a buyer, as well as the role of your Solicitor and Mortgage Lender.

Download guide

Solicitors specialising in Shared Ownership

Resales fees

Six steps to buying a home